Workforce managementBankingPayrollEmbedded finance

On Demand Pay.
Inside your platform.

Bring earned pay into your scheduling or HR platform. Give employers a benefit that supports shift coverage and retention. Your brand stays in front. Pock handles the infrastructure.

One integration. Your experience.

Your platform.
Part of every payday.

On Demand Pay gives people a daily reason to open your app. You keep the experience and the customer relationship. Pock handles eligibility, capital, payouts and reconciliation behind your interface. Integrate once through our API or SDK and launch the benefit under your own brand.

Talk integration

Colleagues going through payouts together in a bright office, with the Pock payouts list on screen

Workforce platforms

Turn approved hours into available pay. Offer a benefit that sits right alongside schedules and shifts.

Let's talk

Banks

Give customers access to earned salary within their banking app. Extend your everyday banking experience.

Let's talk

Other platforms

Bring On Demand Pay into your product, with Pock handling the infrastructure behind the experience.

Let's talk

For employers

Give every shift
more value.

Shift coverage is a daily concern for any team that runs on hours. When people can access pay they have already earned, more of them accept open shifts. The benefit is easy to explain and simple to use. Employers see stronger coverage, higher engagement and better retention.

Bring Pock to your workplace

How it works

Simple on the outside.
Serious underneath.

Connect

Connect hours and pay data from your platform. Pock sits inside the experience your users already know.

Calculate

Approved work becomes available pay. People see what they have earned and what they can access.

Pay out

Money reaches their account in seconds. Pock handles payouts and reconciliation on payday.

A person confirming an earned pay withdrawal inside their workforce app

Built into the app your users already trust. Your brand, powered by our infrastructure.

We handle compliance, instant payouts, and payroll reconciliation. You launch the experience with a seamless API or SDK integration.

app.js

import pock from '@pock/sdk'

pock.init({ partner: 'lyktan' })
pock.mount('#earned-pay')

// 6 420 kr available now

Node SDKREST API

Watch your shift coverage gap disappear. By making earned wages accessible in real-time, you unlock higher engagement, better retention, and seamless scheduling.

Your product. Powered by Pock.

Your experience.
Our infrastructure.

A platform team member mapping out an embedded product experience on a whiteboard

Compliance, capital and accurate payroll reconciliation are the hard parts of On Demand Pay. Pock handles that work in partnership with AS Magnetiq Bank, a fully licensed EU bank. Your team does not carry the regulatory weight.

Pock is a financial technology company, not a bank. Our infrastructure lets you offer On Demand Pay under your own brand, without obtaining a banking licence for this service.